7 ways to save on your car maintenance

1. A well tuned car can has a fuel consumption of 25% to 33% less than a poorly tuned car making a tune-up cheaper than driving without it, tuning the car for better performance can save between $ 150 and $ 250 per year.

2. Regardless of the number of miles the manual recommends an oil change and filter change should do it every 3,000 miles. This is one of the most important factors in the life of your engine, because it will prolong the life of your engine and you’ll save on engine car parts. The potential savings is $ 500 to $ 3000.

3. Dirty air filter medium used and the fuel reduces engine life and should be checked regularly, perhaps monthly. The air filter can be cleaned by blowing with a hose or can be replaced. You can save about $ 130 per year ..

4. Use radial tires with steel belts can increase the number of miles you make per year up to 10%, thus saving about $ 130 per year.

5. Most cars do not work better on premium gas, so unless your car is pinging or knocking you should not use higher octane. If your car does not have a high performance engine, using gas that best suits your car’s engine can save you $ 200 to $ 400 per year.

6. Having inflated tires makes your engine burn the gas about 6% more than sure to check tire pressure regularly.

7. If your tires are poorly balanced the tread on them will be destroyed. In addition, your suspension and shock absorbers can be damaged which leads to more spending on auto parts and service. Balancing your tires once a year can add thousands of miles from his life.

2. Regardless of the number of thousands the manual Recommends to change oil and filter change You Should Change Theme Every 3.000 miles. This is one of the MOST important Factors in your engine’s life Since it’s going to prolong your engine’s life and you’re going to save on engine car parts. Are the Potential savings $ 500 to $ 3000.

3. Dirty air filter gasoline Means More Used and you reduce the engine’s life so You Should Regularly check it, maybe monthly. The air filter Can Be Clean by blowing it with a hose or Can Be Replaced. You Can save about $ 130 per year ..

4. Using steel-belted radial tires can increase the number of miles you make thousands per year by up to 10%, saving this way about $ 130 per year.

5. Most cars, do not work Better on premium gas, so, unless your car is pinging or knocking you shouldn’t use High Octane gas. If your car does not have a high performance engine, using the gas That best suits your car’s engine CAN save you $ 200 to $ 400 per year.

6. Inflated tires under Makes Having your engine burn about 6% more gas so make sure you check your Tire Pressure Regularly.

7. If your tires are improperly balanced, your treads will Be Destroyed. In Addition, your suspension and shock absorbers Can Be Damaged Leading to more expense on car parts and service. Balancing your tires once a year can add Thousands of miles to Their life.

How to identify a good insurance policy?

When I say good, I am referring to a policy that is able to maximize your benefits given your premium paid. You determine this by looking at the % effect of deduction against your total premium paid.

Heres what Mr Tan Kin Lian suggested. I personally feel its reasonable.
Effects Of Deductions

For full information, you can find his PDF Benchmark For Deduction

Google Adsense Disabled

Waking up today to find that my Google Adsense account got disabled due to invalid click activity.

Heres their email:

Hello,

After reviewing our records, we’ve determined that your AdSense account
poses a risk of generating invalid activity. Because we have a
responsibility to protect our AdWords advertisers from inflated costs due
to invalid activity, we’ve found it necessary to disable your AdSense
account. Your outstanding balance and Google’s share of the revenue will
both be fully refunded back to the affected advertisers.

Please understand that we need to take such steps to maintain the
effectiveness of Google’s advertising system, particularly the
advertiser-publisher relationship. We understand the inconvenience that
this may cause you, and we thank you in advance for your understanding and
cooperation.

If you have any questions or concerns about the actions we’ve taken, how
you can appeal this decision, or invalid activity in general, you can find
more information by visiting

http://www.google.com/adsense/support/bin/answer.py?answer=57153.

Sincerely,

The Google AdSense Team

I will try to appeal and see what they say.

Wish me luck.

iPhone 4 Singapore

Register your iPhone 4 Singapore interests here

https://www.singtelshop.com/iphone4/

Dear’s favourite song, Borderline – Chyi Yu

Dear’s favourite song…

iPhone OS 4.0 Software Update is coming

The new features includes
1. Multitasking
Now you can run your favourite third-party apps — and switch between
them instantly — without slowing down the performance of the foreground
app or draining the battery unnecessarily.
* Only available to iPhone 4G & 3GS models

2. Folders
Organise apps into folders with drag-and-drop simplicity. Get faster
access to your favourites and browse and manage up to 2160 apps at once.

3. Even better mail
See messages from all your accounts in a unified inbox, organise
messages by threads, open attachments in third-party apps, and more.

4. iBooks
More than a great ebook reader, iBooks is also an amazing place to
browse and shop for books anytime, day or night.

5. Create playlists
Create custom playlists right on your iPhone.

6. 5x digital zoom
Get closer to your subjects by zooming in up to 5x.

7. Tap to focus video
While shooting video, tap the display to choose where to focus.

8. Faces and Places in Photos
View photos based on who’s in them and where they were taken

9. Home screen wallpaper
Change the background wallpaper on your Home screen.

10. Gift apps
Send apps as gifts to your friends or family.

11. Spell checking
A built-in spell checker works in Mail, Notes, and other apps.

12. Wireless keyboard support
Pair a keyboard based on Bluetooth wireless technology with your iPhone.

Good Dividend Stock with Potential 10% Yield

Counter: AIMS AMP CAP INDUSTRIAL REIT
Last Done on 13 May: $0.22

http://www.aimsampcapital.com/AAC/EN/Default.aspx

Why Invest?

2.5% Dividend Yield for 4Q FY2010
http://info.sgx.com/webcoranncatth.nsf/VwAttachments/Att_EB1BD0BBC83B38C348257721003741F4/$file/AIMS_AMPCI_REIT_Notice_of_Books_Closure_4Q_FY2010_Final.pdf

Past Track Record:
3Q FY2010 Financial Results Presentation

4Q & Year End FY2010 Financial Results Presentation

My Personal Comments:
If they maintain consistency, it will be 10% dividend yield yearly. Their FY2010 total dividend payout is $0.05 per share.

Ride Free withSMRT

For people taking SMRT transport, don’t miss out this chance to win a 3-year free travel for four and $1,000 SMRT vouchers.

Heres what you need to do:
1. Register online and indicate my email address (godishere at ymail.com) to earn 5X more winning
chances for each successful referral.
2. Simply ride or shop with SMRT between 16 October 2009 to 15 May 2010

This is easy.

Use of copyrighted songs for wedding montage

Just emailed COMPASS last night on the used of copyright songs for my wedding montage.

Heres what they says:

Dear Dan,

Thank you for your email.

1) Under the Copyright Act, permission must be obtained if you wish to reproduce any copyright song/sound recording in your photo/video montage. This applies regardless whether you have the original cd,  instrumental, or you are just using an abstract, commercial/non-commercial, and whether you choose to do it yourself or with the help of professionals. The parties you need to approach for the reproduction clearance are the music publisher (who controls the musical work you want to use in your montage) and the record company (who owns the sound recording you seek to use). You have to check with them for the applicable charges.

2) There is normally no need for couples to seek a COMPASS permit to play music at functions in hotels, as most of these establishments have a licence with COMPASS covering copyright music played at events held in the hotel’s ballrooms/function rooms. In the event that the venue’s function room/ballroom is not licensed, then hirers would have to seek a separate ad hoc permit from COMPASS to play copyright music during the function. The applicable permit charges for wedding functions are as follow:

WEDDING FUNCTIONS

  1. $100 a day if band or karaoke entertainment is provided
  2. $50 a day if only background cd music is provided (i.e. no live band or karaoke)

However, I believe hotel have already purchased the relevant license for the use of your wedding songs and montage.

Check with your hotel on the details.

For mine, Concorde says they will be able to play the songs I provided to them including the wedding video montage.

The new COE prices is disgusting… What to do?

April COE prices are released today.

Car <= 1600CC: $34K +
Car > 1600CC: $45K +
Open Category: $49K +

Imaging have to pay a $45K premium for a car in Singapore? Furthermore, in the land scarce country, theres no place to enjoy the vrooomm….

Its just crazy….Taking taxi or car rental is still a more feasible short term option…